EXPERIENCE AND OUTLOOKS OF AGRICULTURAL INSURANCE DEVELOPMENT OF THE CUSTOMS UNION PARTICIPANTS

The article considers development and problems of insurance market as the most important factor of sustainable development of agricultural sector in Kazakhstan in the context of the Custom Union. Insurance contributes to restoration and development of productive forces in case of technical or economic problems, reduces state expenses, inflation and improves the relation between supply and demand. Agricultural insurance is one of the most efficient mechanisms of financial protection of agricultural producers in many countries. But this market tends to be at the beginning in Kazakhstan. There is no clear legislation and standards for calculation of insurance rates and risk estimation. This requires the state support that cheapens insurance for agricultural producers by means of subsidizing insurance premium and forwards public services to information and methodological support for insurance companies. The authors consider the problems of interaction between countries-participants of the Custom Union, Single Economic Space and possible risks when joining WTO as the important modern problems. Participation in the Custom Union and Single Economic Space assumes economic benefits for every country; otherwise the countries meet the risks in development of agriculture, especially this concerns agricultural sector of Kazakhstan. This is due to natural limits on crop cultivation, raw materials, general technological situation, insufficient integration with world economy and not developed industrial and social infrastructure. The article explores experience of Russia and Belarus in the sphere of agricultural insurance. The authors make guidance on development of animal insurance in Kazakhstan.

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